{"id":135002,"date":"2022-10-19T15:12:30","date_gmt":"2022-10-19T13:12:30","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/macif"},"modified":"2022-10-19T15:12:30","modified_gmt":"2022-10-19T13:12:30","slug":"macif","status":"publish","type":"page","link":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif","title":{"rendered":"Assurance auto Macif"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"assurance-auto-nom-acteur\">Assurance auto Macif<\/h1>\n\n\n\n<p><strong>Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de l\u2019assurance auto Macif ? Prix, \u00e9tendue de la couverture, franchises, avis et comparatif : R\u00e9assurez-moi d\u00e9crypte pour vous les contrats d\u2019assurance auto Macif.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-le-prix-de-l-assurance-auto-nom-acteur\"><strong>Quel est le prix de l&rsquo;assurance auto Macif ? <\/strong><\/h2>\n\n\n\n<p><strong>Pour vous permettre de mieux \u00e9valuer le&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/prix\">co\u00fbt de l\u2019assurance auto<\/a> Macif<\/strong>, nous avons r\u00e9alis\u00e9 le tableau de prix suivant :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>Homme mari\u00e9 avec enfants assur\u00e9 depuis 20 ans avec 1 sinistre, trajets priv\u00e9s \/ travail, v\u00e9hicule familial<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">444 \u20ac\/an\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">699 \u20ac\/an<\/td><\/tr><tr><td>Jeune femme active assur\u00e9e depuis 10 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2012<\/td><td class=\"has-text-align-center\" data-align=\"center\">323 \u20ac\/an      <\/td><td class=\"has-text-align-center\" data-align=\"center\">547 \u20ac\/an<\/td><\/tr><tr><td>Homme mari\u00e9 jeune retrait\u00e9 assur\u00e9 depuis 40 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2015<\/td><td class=\"has-text-align-center\" data-align=\"center\">262 \u20ac\/an      <\/td><td class=\"has-text-align-center\" data-align=\"center\">455 \u20ac\/an<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quelles-sont-les-garanties-de-l-assurance-auto-nom-acteur\"><strong>Quelles sont les garanties de l\u2019assurance auto Macif ?<\/strong><\/h2>\n\n\n\n<p><strong>La garantie Responsabilit\u00e9 Civile (RC) est la seule protection l\u00e9galement obligatoire en mati\u00e8re d\u2019assurance auto.<\/strong>&nbsp;Focus sur les garanties de l\u2019assurance auto Macif.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Socle commun de garanties de l\u2019assurance auto Macif :<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>Niveau de couverture<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Tiers \u00e9tendu\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">Tous risques classique<\/td><\/tr><tr><td><strong>Bris de glace<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Incendie<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>\u00c9v\u00e9nements climatiques<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Dommages tous accidents<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"has-medium-font-size\"><strong>D\u00e9fense et protection du conducteur de l\u2019assurance auto Macif<\/strong>&nbsp;:<\/p>\n<!-- \/wp:post-content -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>Inclus ou option<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i> inclus\t<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i> inclus\t<\/td><\/tr><tr><td><strong>Plafond maximum si d\u00e9c\u00e8s<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Seuil d\u2019invalidit\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><\/tr><tr><td><strong>Plafond maximum en AIPP<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Dommages au v\u00e9hicule de l\u2019assurance auto Macif<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>R\u00e9troviseurs ext\u00e9rieurs<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Clignotants avants<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol avec menace de violence<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol si cl\u00e9s dans le v\u00e9hicule<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Garanties de confort de l\u2019assurance auto Macif<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>Contenu priv\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>V\u00e9hicule de remplacement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Garantie m\u00e9canique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Protection juridique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Assistance de l\u2019assurance auto Macif :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>Envoi d\u2019un proche au chevet<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Mise \u00e0 disposition d\u2019un chauffeur<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Retour au domicile<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Envoi de pi\u00e8ces d\u00e9tach\u00e9es<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Assistance en cas de crevaison<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Les franchises de l&rsquo;assurance auto Macif : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule \u00c9largie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Protectrice<\/th><\/tr><\/thead><tbody><tr><td><strong>Franchise vol (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 250 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 250 \u20ac<\/td><\/tr><tr><td><strong>Franchise dommages (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 250 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 250 \u20ac<\/td><\/tr><tr><td><strong>Franchise vol (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km\t<\/td><\/tr><tr><td><strong>Franchise panne (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">50 km (0 km en option)\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">50 km (0 km en option)\t<\/td><\/tr><tr><td><strong>Assistance aux personnes (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">50 km (0 km en option)\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">50 km (0 km en option)\t<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/05\/conditions-generales-assurance-auto-macif.pdf\">T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l&rsquo;assurance auto Macif :<\/a><\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:image {\"align\":\"center\",\"id\":131404,\"width\":120,\"height\":120,\"sizeSlug\":\"large\"} -->\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/05\/conditions-generales-assurance-auto-macif.pdf\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2020\/07\/conditions-generales.jpg\" alt=\"conditions generales\" class=\"wp-image-131404\" width=\"120\" height=\"120\"\/><\/a><\/figure><\/div>\n<!-- \/wp:image -->\n<!-- wp:heading -->\n<h2 id=\"notre-avis-sur-l-assurance-auto-nom-acteur\"><strong>Notre avis sur l\u2019assurance auto Macif<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>L\u2019assurance auto de la Macif fait figure d\u2019anomalie sur le march\u00e9, dans la mesure o\u00f9 la garantie personnelle du conducteur (indemnisation en cas de dommages corporels) est absente de la couverture. En cons\u00e9quence, le contrat ne vaut pas la peine d\u2019\u00eatre souscrit, puisque la garantie en question repr\u00e9sente une protection indispensable et dont la performance est l\u2019un des crit\u00e8res de choix principaux des particuliers.<\/p>\n<p>En ce qui concerne les autres garanties, elles sont peu int\u00e9ressantes, puisque la garantie bris de glace ne prend par exemple pas en charge les dommages caus\u00e9s \u00e0 un r\u00e9troviseur ext\u00e9rieur ou un clignotant avant. La garantie vol est \u00e9galement tr\u00e8s limit\u00e9e et ses modalit\u00e9s d\u2019application particuli\u00e8rement contraignantes, notamment si votre v\u00e9hicule vol\u00e9 a \u00e9t\u00e9 retrouv\u00e9 apr\u00e8s une p\u00e9riode donn\u00e9e.<\/p>\n<p>Les garanties de confort de l\u2019assurance auto Macif sont presque toutes en option (garantie m\u00e9canique, mise \u00e0 disposition d\u2019un v\u00e9hicule de remplacement et indemnisation du contenu priv\u00e9), \u00e0 l\u2019exception de la garantie protection juridique, exclue de la couverture. L\u2019assistance int\u00e9grale rel\u00e8ve quelque peu le niveau, bien que cela ne suffise pas \u00e0 sauver un contrat tr\u00e8s pauvre en termes de performance.<\/p>\n<p>En mati\u00e8re de prix, l\u2019assurance auto Macif pr\u00e9sente des tarifs en-de\u00e7\u00e0 de la moyenne du march\u00e9, sauf pour les automobilistes pr\u00e9sentant un sinistre r\u00e9cent, p\u00e9nalis\u00e9s sur le plan financier. L\u2019absence de garantie personnelle du conducteur explique les primes moins \u00e9lev\u00e9es, mais l\u2019absence de cette couverture est aberrante au regard des besoins en ce qui concerne les blessures corporelles en cas d\u2019accident \u00e0 l\u2019heure actuelle.<\/p>\n<p>La seule absence de la garantie personnelle du conducteur devrait vous inciter \u00e0 exclure ce contrat de votre s\u00e9lection. La garantie protection juridique est \u00e9galement exclue et les autres garanties peu performantes.<\/p><\/p>\n<!-- \/wp:paragraph -->\n\n\n<!-- wp:heading -->\n<h2 id=\"nom-acteur-la-meilleure-des-assurances-auto-18-devis-comparatifs-en-ligne\"><strong>Macif, la meilleure des assurances auto ?<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez l&rsquo;assurance auto Macif aux autres contrats en simulant un devis imm\u00e9diat<\/strong>, vous obtiendrez un comparatif de tous les assureurs avec un acc\u00e8s aux tarifs et aux garanties qui vous conviennent.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Assurance auto\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les assurances auto\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2 id=\"l-indemnisation-par-votre-assurance-auto-nom-acteur\"><strong>L\u2019indemnisation par votre assurance auto Macif<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Voici ce que l\u2019on retrouve comme&nbsp;inclusion par d\u00e9faut dans le contrat :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list {\"className\":\"is-style-default\"} -->\n<ul class=\"is-style-default\"><li><strong>Pour la formule \u00c9largie <\/strong>:&nbsp;indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de 1\u00e8re mise en circulation du v\u00e9hicule pendant 6 mois puis valeur \u00e0 dire d\u2019expert (d\u00e9duction faite de la v\u00e9tust\u00e9) avec une valeur minimale garantie.&lt;br&gt;&lt;br&gt;En option dans le contrat : indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de la 1\u00e8re mise en circulation du v\u00e9hicule pendant 36 mois puis valeur \u00e0 dire d\u2019expert major\u00e9e avec une valeur minimale garantie. La valeur \u00e0 dire d\u2019expert est \u00e9galement major\u00e9e de 30 % pour les v\u00e9hicules de plus de 3 ans et moins de 8 ans et de 40 % pour les v\u00e9hicules de plus de 8 ans..<\/li><\/ul>\n<!-- \/wp:list -->\n\n<ul><li><strong>Pour la formule Protectrice<\/strong> :&nbsp;indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de 1\u00e8re mise en circulation du v\u00e9hicule pendant 6 mois puis valeur \u00e0 dire d\u2019expert (d\u00e9duction faite de la v\u00e9tust\u00e9) avec une valeur minimale garantie.&lt;br&gt;&lt;br&gt;En option dans le contrat : indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de la 1\u00e8re mise en circulation du v\u00e9hicule pendant 36 mois puis valeur \u00e0 dire d\u2019expert major\u00e9e avec une valeur minimale garantie. La valeur \u00e0 dire d\u2019expert est \u00e9galement major\u00e9e de 30 % pour les v\u00e9hicules de plus de 3 ans et moins de 8 ans et de 40 % pour les v\u00e9hicules de plus de 8 ans..<\/li><\/ul>\n<!-- \/wp:list -->\n<!-- wp:heading -->\n<h2 id=\"contacts-de-l-assurance-auto-nom-acteur\"><strong>Contact de l\u2019assurance auto Macif<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 id=\"comment-joindre-nom-acteur\">Comment joindre Macif ?<\/h3>\n<!-- \/wp:heading -->\n\n<p><strong>Vous pouvez contacter l&rsquo;assureur Macif au :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>09 69 39 49 29<\/strong>&nbsp;du lundi au vendredi de 8h30 \u00e0 18h30 et le samedi de 8h30 \u00e0 17h.<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Voici leur adresse :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"left\"} -->\n<p class=\"has-text-align-left\"><p>Si\u00e8ge social<br \/>\n2 et 4, rue de Pied de Fond<br \/>\n79000 NIORT CEDEX 9<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->","protected":false},"excerpt":{"rendered":"<p>Assurance auto Macif Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":15725,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[733],"class_list":["post-135002","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur l&#039;assurance auto Macif | Garanties, comparatif et tarifs <\/title>\n<meta name=\"description\" content=\"Toutes les garanties et franchises Macif expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur l&#039;assurance auto Macif | Garanties, comparatif et tarifs\" \/>\n<meta property=\"og:description\" content=\"Toutes les garanties et franchises Macif expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances\" \/>\n<meta property=\"og:url\" content=\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9assurez-moi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/R%c3%a9assurez-moi-209456495889479\/\" \/>\n<meta property=\"og:image\" content=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2018\/04\/image-de-partage.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"160\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@reassurezmoi\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif\",\"url\":\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif\",\"name\":\"Assurance auto Macif | R\u00e9assurez-moi\",\"isPartOf\":{\"@id\":\"https:\/\/guide.reassurez-moi.fr\/guide\/#website\"},\"datePublished\":\"2022-10-19T13:12:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Assurances\",\"item\":\"https:\/\/guide.reassurez-moi.fr\/guide\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance auto\",\"item\":\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance auto Macif\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/guide.reassurez-moi.fr\/guide\/#website\",\"url\":\"https:\/\/guide.reassurez-moi.fr\/guide\/\",\"name\":\"R\u00e9assurez-moi\",\"description\":\"Comparateur d&#039;assurances\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/guide.reassurez-moi.fr\/guide\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Notre avis sur l'assurance auto Macif | Garanties, comparatif et tarifs ","description":"Toutes les garanties et franchises Macif expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif","og_locale":"fr_FR","og_type":"article","og_title":"Notre avis sur l'assurance auto Macif | Garanties, comparatif et tarifs","og_description":"Toutes les garanties et franchises Macif expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances","og_url":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif","og_site_name":"R\u00e9assurez-moi","article_publisher":"https:\/\/www.facebook.com\/R%c3%a9assurez-moi-209456495889479\/","og_image":[{"width":500,"height":160,"url":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2018\/04\/image-de-partage.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_site":"@reassurezmoi","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif","url":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif","name":"Assurance auto Macif | R\u00e9assurez-moi","isPartOf":{"@id":"https:\/\/guide.reassurez-moi.fr\/guide\/#website"},"datePublished":"2022-10-19T13:12:30+00:00","breadcrumb":{"@id":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/macif#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Assurances","item":"https:\/\/guide.reassurez-moi.fr\/guide\/"},{"@type":"ListItem","position":2,"name":"Assurance auto","item":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto"},{"@type":"ListItem","position":3,"name":"Assurance auto Macif"}]},{"@type":"WebSite","@id":"https:\/\/guide.reassurez-moi.fr\/guide\/#website","url":"https:\/\/guide.reassurez-moi.fr\/guide\/","name":"R\u00e9assurez-moi","description":"Comparateur d&#039;assurances","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/guide.reassurez-moi.fr\/guide\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"acf":[],"_links":{"self":[{"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/pages\/135002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/users\/61"}],"replies":[{"embeddable":true,"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/comments?post=135002"}],"version-history":[{"count":0,"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/pages\/135002\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/pages\/15725"}],"wp:attachment":[{"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/media?parent=135002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/categories?post=135002"},{"taxonomy":"page_topic","embeddable":true,"href":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-json\/wp\/v2\/page_topic?post=135002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}