{"id":135008,"date":"2022-10-19T15:13:13","date_gmt":"2022-10-19T13:13:13","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/caisse-epargne"},"modified":"2022-10-19T15:13:13","modified_gmt":"2022-10-19T13:13:13","slug":"caisse-epargne","status":"publish","type":"page","link":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/caisse-epargne","title":{"rendered":"Assurance auto Caisse d&#039;\u00c9pargne"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"assurance-auto-nom-acteur\">Assurance auto Caisse d&#039;\u00c9pargne<\/h1>\n\n\n\n<p><strong>Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de l\u2019assurance auto Caisse d&#039;\u00c9pargne ? Prix, \u00e9tendue de la couverture, franchises, avis et comparatif : R\u00e9assurez-moi d\u00e9crypte pour vous les contrats d\u2019assurance auto Caisse d&#039;\u00c9pargne.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-le-prix-de-l-assurance-auto-nom-acteur\"><strong>Quel est le prix de l&rsquo;assurance auto Caisse d&#039;\u00c9pargne ? <\/strong><\/h2>\n\n\n\n<p><strong>Pour vous permettre de mieux \u00e9valuer le&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/prix\">co\u00fbt de l\u2019assurance auto<\/a> Caisse d&#039;\u00c9pargne<\/strong>, nous avons r\u00e9alis\u00e9 le tableau de prix suivant :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Homme mari\u00e9 avec enfants assur\u00e9 depuis 20 ans avec 1 sinistre, trajets priv\u00e9s \/ travail, v\u00e9hicule familial<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">346 \u20ac\/an <\/td><td class=\"has-text-align-center\" data-align=\"center\">610 \u20ac\/an<\/td><\/tr><tr><td>Jeune femme active assur\u00e9e depuis 10 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2012<\/td><td class=\"has-text-align-center\" data-align=\"center\">299 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">580 \u20ac\/an<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quelles-sont-les-garanties-de-l-assurance-auto-nom-acteur\"><strong>Quelles sont les garanties de l\u2019assurance auto Caisse d&#039;\u00c9pargne ?<\/strong><\/h2>\n\n\n\n<p><strong>La garantie Responsabilit\u00e9 Civile (RC) est la seule protection l\u00e9galement obligatoire en mati\u00e8re d\u2019assurance auto.<\/strong>&nbsp;Focus sur les garanties de l\u2019assurance auto Caisse d&#039;\u00c9pargne.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Socle commun de garanties de l\u2019assurance auto Caisse d&#039;\u00c9pargne :<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Niveau de couverture<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Tiers \u00e9tendu\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">Tous risques \u00e9tendu<\/td><\/tr><tr><td><strong>Bris de glace<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Incendie<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>\u00c9v\u00e9nements climatiques<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Dommages tous accidents<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"has-medium-font-size\"><strong>D\u00e9fense et protection du conducteur de l\u2019assurance auto Caisse d&#039;\u00c9pargne<\/strong>&nbsp;:<\/p>\n<!-- \/wp:post-content -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Inclus ou option<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Inclus<\/td><td class=\"has-text-align-center\" data-align=\"center\">Inclus<\/td><\/tr><tr><td><strong>Plafond maximum si d\u00e9c\u00e8s<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><\/tr><tr><td><strong>Seuil d\u2019invalidit\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">10 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 %<\/td><\/tr><tr><td><strong>Plafond maximum en AIPP<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Dommages au v\u00e9hicule de l\u2019assurance auto Caisse d&#039;\u00c9pargne<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>R\u00e9troviseurs ext\u00e9rieurs<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Clignotants avants<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol avec menace de violence<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol si cl\u00e9s dans le v\u00e9hicule<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Garanties de confort de l\u2019assurance auto Caisse d&#039;\u00c9pargne<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Contenu priv\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>V\u00e9hicule de remplacement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Garantie m\u00e9canique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Protection juridique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Assistance de l\u2019assurance auto Caisse d&#039;\u00c9pargne :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Envoi d\u2019un proche au chevet<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Mise \u00e0 disposition d\u2019un chauffeur<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Retour au domicile<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Envoi de pi\u00e8ces d\u00e9tach\u00e9es<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Assistance en cas de crevaison<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Les franchises de l&rsquo;assurance auto Caisse d&#039;\u00c9pargne : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers <\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Franchise vol (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 220 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 220 \u20ac<\/td><\/tr><tr><td><strong>Franchise dommages (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 220 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 220 \u20ac<\/td><\/tr><tr><td><strong>Franchise vol (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km\t<\/td><\/tr><tr><td><strong>Franchise panne (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">50 km (0 km en option)\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km\t<\/td><\/tr><tr><td><strong>Assistance aux personnes (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">50 km (0 km en option)\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km\t<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/05\/conditions-generales-assurance-auto-caisse-epargne.pdf\">T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l&rsquo;assurance auto Caisse d&#039;\u00c9pargne :<\/a><\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:image {\"align\":\"center\",\"id\":131404,\"width\":120,\"height\":120,\"sizeSlug\":\"large\"} -->\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/05\/conditions-generales-assurance-auto-caisse-epargne.pdf\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2020\/07\/conditions-generales.jpg\" alt=\"conditions generales\" class=\"wp-image-131404\" width=\"120\" height=\"120\"\/><\/a><\/figure><\/div>\n<!-- \/wp:image -->\n<!-- wp:heading -->\n<h2 id=\"notre-avis-sur-l-assurance-auto-nom-acteur\"><strong>Notre avis sur l\u2019assurance auto Caisse d&#039;\u00c9pargne<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>L\u2019assurance auto de la Caisse d\u2019Epargne est un produit globalement moyen, avec une couverture classique, r\u00e9partie en 3 formules principales : Tiers, Tiers Plus et Tous Risques. La possibilit\u00e9 de souscrire \u00e0 une option ind\u00e9pendante pour la garantie bris de glace pour la formule au tiers est int\u00e9ressante, car rare sur le march\u00e9. Cela permet d\u2019augmenter quelque peu sa couverture via une protection indispensable sans besoin de souscrire \u00e0 une formule plus performante (donc plus ch\u00e8re).<\/p>\n<p>Les autres garanties sont en revanche peu pr\u00e9sentes dans la couverture globale. Les r\u00e9troviseurs ne sont pas indemnis\u00e9s par la garantie bris de glace mais par le biais d\u2019une garantie optionnelle ind\u00e9pendante et la garantie m\u00e9canique reste \u00e9galement en option, m\u00eame pour la formule Tous Risques. L\u2019assistance int\u00e9grale compense ces manques en proposant d\u2019office de nombreuses garanties pour les personnes et les v\u00e9hicules.<\/p>\n<p>La protection du conducteur de l\u2019assurance auto Caisse d\u2019Epargne est tr\u00e8s classique, avec un plafond d\u2019indemnisation fix\u00e9 \u00e0 1 000 000 \u20ac et un seuil d\u2019invalidit\u00e9 \u00e0 10 %. La mise \u00e0 disposition d\u2019un v\u00e9hicule de remplacement est optionnelle pour la formule au tiers et inclus pour la formule Tous Risques. La protection juridique est quant \u00e0 elle tout simplement absente de la couverture, une situation pr\u00e9judiciable dans la mesure o\u00f9 il s\u2019agit d\u2019une garantie tr\u00e8s utile.<\/p>\n<p>En mati\u00e8re de prix, la Caisse d\u2019Epargne propose des tarifs l\u00e9g\u00e8rement sup\u00e9rieurs \u00e0 la moyenne du march\u00e9. Au regard de la couverture, les primes ne semblent alors pas justifi\u00e9es et le contrat fait partie des produits sans r\u00e9el int\u00e9r\u00eat. Les automobilistes maluss\u00e9s devraient notamment se voir appliquer une surprime importante, une raison de plus pour ces conducteurs de chercher un assureur moins s\u00e9v\u00e8re \u00e0 ce niveau.<\/p>\n<p>La simulation de devis en ligne sur le site internet de la Caisse d\u2019Epargne est r\u00e9serv\u00e9e aux clients de l\u2019assureur. Cette disposition p\u00e9nalise les prospects, d\u2019autant plus qu\u2019il s\u2019agit d\u2019une possibilit\u00e9 tr\u00e8s largement r\u00e9pandue sur le march\u00e9. Ce manque de transparence est quelque peu compens\u00e9 par des conditions g\u00e9n\u00e9rales claires et faciles \u00e0 comprendre.<\/p>\n<p>L\u2019assurance auto de la Caisse d\u2019Epargne est globalement trop ch\u00e8re au regard de la couverture octroy\u00e9e. R\u00e9assurez-moi vous conseille de trouver un contrat plus int\u00e9ressant, tant en termes de tarifs que de protection, en utilisant le comparateur mis \u00e0 votre disposition sur cette page.<\/p><\/p>\n<!-- \/wp:paragraph -->\n\n\n<!-- wp:heading -->\n<h2 id=\"nom-acteur-la-meilleure-des-assurances-auto-18-devis-comparatifs-en-ligne\"><strong>Caisse d&#039;\u00c9pargne, la meilleure des assurances auto ?<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez l&rsquo;assurance auto Caisse d&#039;\u00c9pargne aux autres contrats en simulant un devis imm\u00e9diat<\/strong>, vous obtiendrez un comparatif de tous les assureurs avec un acc\u00e8s aux tarifs et aux garanties qui vous conviennent.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Assurance auto\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les assurances auto\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2 id=\"l-indemnisation-par-votre-assurance-auto-nom-acteur\"><strong>L\u2019indemnisation par votre assurance auto Caisse d&#039;\u00c9pargne<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Voici ce que l\u2019on retrouve comme&nbsp;inclusion par d\u00e9faut dans le contrat :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list {\"className\":\"is-style-default\"} -->\n<ul class=\"is-style-default\"><li><strong>Pour la formule Tiers  <\/strong>:&nbsp;aucune indemnisation personnelle n\u2019est pr\u00e9vue, dans la mesure o\u00f9 seuls les dommages caus\u00e9s \u00e0 autrui sont indemnis\u00e9s \u00e0 la victime et <i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i> ceux subis par l\u2019assur\u00e9..<\/li><\/ul>\n<!-- \/wp:list -->\n\n<ul><li><strong>Pour la formule Tous Risques<\/strong> :&nbsp;indemnisation en valeur \u00e0 dire d\u2019expert (d\u00e9duction faite de la v\u00e9tust\u00e9).&lt;br&gt;&lt;br&gt;En option dans le contrat : indemnisation en valeur d\u2019achat pendant 24, 36, 48 ou 60 mois suivant la date de premi\u00e8re mise en circulation du v\u00e9hicule. Au-del\u00e0 de cette anciennet\u00e9, le v\u00e9hicule est indemnis\u00e9 en valeur \u00e0 dire d\u2019expert major\u00e9e de 20 %, avec une valeur minimale d\u2019indemnisation de 1 500 \u20ac..<\/li><\/ul>\n<!-- \/wp:list -->\n<!-- wp:heading -->\n<h2 id=\"contacts-de-l-assurance-auto-nom-acteur\"><strong>Contact de l\u2019assurance auto Caisse d&#039;\u00c9pargne<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 id=\"comment-joindre-nom-acteur\">Comment joindre Caisse d&#039;\u00c9pargne ?<\/h3>\n<!-- \/wp:heading -->\n\n<p><strong>Vous pouvez contacter l&rsquo;assureur Caisse d&#039;\u00c9pargne au :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>09 69 36 45 45<\/strong>&nbsp;du lundi au vendredi de 8h30 \u00e0 19h le samedi de 9h \u00e0 12h.<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Voici leur adresse :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"left\"} -->\n<p class=\"has-text-align-left\"><p>Espace Sant\u00e9 Caisse d\u2019\u00c9pargne<br \/>\nCentre de gestion de Tours<br \/>\nTSA 80004<br \/>\n79060 NIORT Cedex 9<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->","protected":false},"excerpt":{"rendered":"<p>Assurance auto Caisse d&#039;\u00c9pargne Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":15725,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[735],"class_list":["post-135008","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur l&#039;assurance auto Caisse d&#039;\u00c9pargne | Garanties, comparatif et tarifs <\/title>\n<meta name=\"description\" content=\"Toutes les garanties et franchises Caisse d&#039;\u00c9pargne expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-auto\/caisse-epargne\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur l&#039;assurance auto Caisse d&#039;\u00c9pargne | Garanties, comparatif et tarifs\" \/>\n<meta property=\"og:description\" content=\"Toutes les garanties et franchises Caisse d&#039;\u00c9pargne expliqu\u00e9es - 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