{"id":163835,"date":"2021-08-03T11:58:08","date_gmt":"2021-08-03T09:58:08","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/?page_id=163835"},"modified":"2026-02-02T16:25:07","modified_gmt":"2026-02-02T15:25:07","slug":"lettre-rachat-total-apres-8-ans","status":"publish","type":"page","link":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-vie\/modele\/lettre-rachat-total-apres-8-ans","title":{"rendered":"Assurance vie &#8211; Lettre rachat total apr\u00e8s 8 ans"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"lettre-de-rachat-total-de-l-assurance-vie-apres-8-ans\">Lettre de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans<\/h1>\n\n\n\n<p><strong>Vous aimeriez proc\u00e9der au rachat total de votre assurance vie apr\u00e8s 8 ans de contrat ? Pour vous faciliter la d\u00e9marche, voici notre exemple de lettre type de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans, \u00e0 t\u00e9l\u00e9charger gratuitement.<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"modele-de-lettre-de-rachat-total-de-l-assurance-vie-apres-8-ans\">Mod\u00e8le de lettre de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans<\/h2>\n\n\n\n<p><strong>Voici notre mod\u00e8le de lettre pour le rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans :<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-type-demande-rachat-total-assurance-vie-apres-8-ans.pdf\"><img loading=\"lazy\" decoding=\"async\" width=\"433\" height=\"607\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-type-demande-rachat-total-assurance-vie-apres-8-ans.jpg\" alt=\"lettre type demande rachat total assurance vie apres 8 ans\" class=\"wp-image-164031\" srcset=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-type-demande-rachat-total-assurance-vie-apres-8-ans.jpg 433w, https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-type-demande-rachat-total-assurance-vie-apres-8-ans-214x300.jpg 214w, https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-type-demande-rachat-total-assurance-vie-apres-8-ans-357x500.jpg 357w\" sizes=\"auto, (max-width: 433px) 100vw, 433px\" \/><\/a><\/figure><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-type-demande-rachat-total-assurance-vie-apres-8-ans.pdf\">Lettre de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans \u00e0 t\u00e9l\u00e9charger gratuitement [format PDF].<\/a><\/li><\/ul>\n\n\n\n<div class=\"wp-block-mars-information icon-check\"><i class=\"icon\"><\/i><p>Cette lettre type de demande de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans est certifi\u00e9e conforme par notre d\u00e9partement juridique.<\/p><\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pourquoi-faire-un-rachat-total-d-assurance-vie-apres-8-ans\">Pourquoi faire un rachat total d&rsquo;assurance vie apr\u00e8s 8 ans ?<\/h2>\n\n\n\n<p><strong>Quand votre contrat d&rsquo;assurance vie a une anciennet\u00e9 de 8 ans et plus<\/strong>, vous b\u00e9n\u00e9ficiez automatiquement d&rsquo;un abattement fiscal annuel de 4 600 \u20ac pour une personne seule et de 9 200 \u20ac pour un couple.<br><br><strong>De plus, en cas de <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-vie\/rachat\">rachat total de votre assurance vie<\/a> apr\u00e8s 8 ans, la fiscalit\u00e9 au sortir de votre contrat devient plus int\u00e9ressante<\/strong>. Les gains correspondants aux 150 000 \u00ab\u00a0premiers\u00a0\u00bb euros seront tax\u00e9s \u00e0 7,5 %. Ceux g\u00e9n\u00e9r\u00e9s par les versements au del\u00e0 de ce montant seront impos\u00e9s \u00e0 12,8 % (en plus des pr\u00e9l\u00e8vements sociaux).<br><br><strong>Besoin d&rsquo;une assurance vie plus performante ? <\/strong>R\u00e9assurez-moi vous propose son propre comparateur d\u2019assurances vie. Ce dernier est gratuit, anonyme et sans engagement. De plus, nos experts sont disponibles par t\u00e9l\u00e9phone ou en ligne si vous avez besoin d\u2019aide :<\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Les meilleurs contrats d&rsquo;assurance vie en 2025<\/p><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-vie\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Comparer les assurances vie<\/span><\/a><\/div><\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Lettre de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans Vous aimeriez proc\u00e9der au rachat total de votre assurance vie apr\u00e8s 8 ans de contrat ? Pour vous faciliter la d\u00e9marche, voici notre exemple de lettre type de rachat total de l&rsquo;assurance vie apr\u00e8s 8 ans, \u00e0 t\u00e9l\u00e9charger gratuitement. Mod\u00e8le de lettre de rachat total\u2026<\/p>\n","protected":false},"author":86,"featured_media":0,"parent":163767,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[580],"class_list":["post-163835","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lettre de rachat total de l&#039;assurance vie apr\u00e8s 8 ans - Mod\u00e8le \u00e0 t\u00e9l\u00e9charger<\/title>\n<meta name=\"description\" content=\"Compl\u00e9tez et t\u00e9l\u00e9chargez votre lettre de rachat total de l&#039;assurance vie apr\u00e8s 8 ans. Mod\u00e8le de lettre PDF + conseils d&#039;expert 100 % gratuit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-vie\/modele\/lettre-rachat-total-apres-8-ans\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lettre de rachat total de l&#039;assurance vie apr\u00e8s 8 ans - Mod\u00e8le \u00e0 t\u00e9l\u00e9charger\" \/>\n<meta property=\"og:description\" content=\"Compl\u00e9tez et t\u00e9l\u00e9chargez votre lettre de rachat total de l&#039;assurance vie apr\u00e8s 8 ans. 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