{"id":164009,"date":"2021-08-04T01:12:11","date_gmt":"2021-08-03T23:12:11","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/?page_id=164009"},"modified":"2026-02-02T16:28:13","modified_gmt":"2026-02-02T15:28:13","slug":"declaration-dommage-materiel","status":"publish","type":"page","link":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-habitation\/modele\/declaration-dommage-materiel","title":{"rendered":"Assurance habitation &#8211; d\u00e9claration dommage mat\u00e9riel"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Notre mod\u00e8le de lettre de d\u00e9claration de dommage mat\u00e9riel<\/h1>\n\n\n\n<p><strong>Vous avez, sans le faire expr\u00e8s, caus\u00e9 un dommage mat\u00e9riel \u00e0 un tiers ? Comment obtenir une indemnisation par son assurance ? Que doit contenir la lettre de d\u00e9claration d&rsquo;objet cass\u00e9 \u00e0 envoyer \u00e0 votre assurance habitation ? R\u00e9ponses !<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Lettre de d\u00e9claration de sinistre mat\u00e9riel caus\u00e9 \u00e0 autrui<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/Modele-de-lettre-declaration-de-dommage-materiel.pdf\"><img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"500\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-declaration-assurance-objet-casse-370x500.jpg\" alt=\"lettre declaration assurance objet casse\" class=\"wp-image-164011\" srcset=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-declaration-assurance-objet-casse-370x500.jpg 370w, https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-declaration-assurance-objet-casse-222x300.jpg 222w, https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/lettre-declaration-assurance-objet-casse.jpg 458w\" sizes=\"auto, (max-width: 370px) 100vw, 370px\" \/><\/a><\/figure><\/div>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/Modele-de-lettre-declaration-de-dommage-materiel.pdf\">T\u00e9l\u00e9charger notre mod\u00e8le de lettre en cas de sinistre mat\u00e9riel<\/a><\/li><\/ul>\n\n\n\n<div class=\"wp-block-mars-information icon-check\"><i class=\"icon\"><\/i><p>Cette lettre type de d\u00e9claration d&rsquo;objet cass\u00e9 est certifi\u00e9e conforme par notre d\u00e9partement juridique.<\/p><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Que faut-il joindre \u00e0 sa lettre de demande d&rsquo;indemnisation pour objet cass\u00e9 ?<\/h2>\n\n\n\n<p><strong>En cas de casse ou de dommage mat\u00e9riel caus\u00e9 \u00e0 autrui, vous pouvez faire marcher votre <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/responsabilite-civile\">Responsabilit\u00e9 Civile<\/a>.<\/strong> Cette derni\u00e8re est une assurance obligatoire qui permet de r\u00e9parer tout dommage caus\u00e9 \u00e0 autrui. La garantie Responsabilit\u00e9 Civile est incluse dans toutes les assurances habitation. Il faudra donc vous tourner vers l&rsquo;assureur qui couvre votre logement afin d&rsquo;indemniser la victime. <\/p>\n\n\n\n<p><strong>La d\u00e9claration de sinistre pour un dommage mat\u00e9riel caus\u00e9 \u00e0 autrui doit \u00eatre envoy\u00e9e sous les 5 jours suivants le sinistre.<\/strong> Voici les \u00e9l\u00e9ments \u00e0 fournir \u00e0 votre assureur : <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>votre lettre de d\u00e9claration de dommage mat\u00e9riel,<\/li><li>une lettre r\u00e9sumant les circonstances du sinistre, avec le plus de d\u00e9tails possible, <\/li><li>des devis en cas de r\u00e9paration n\u00e9cessaire ou la facture de l&rsquo;objet sinistr\u00e9. <\/li><\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><meta charset=\"utf-8\"><strong>La garantie Responsabilit\u00e9 Civile est la garantie minimale \u00e0 toute assurance habitation. <\/strong>Cependant, il est prudent de souscrire \u00e0 d&rsquo;autres garanties pour prot\u00e9ger votre logement, et ses habitants. \u00cates-vous s\u00fbr d&rsquo;avoir une assurance habitation satisfaisante ? Aidez-vous de notre <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\">comparateur d&rsquo;assurance habitation<\/a> pour faire votre \u00e9tude du march\u00e9. Nous s\u00e9lectionnons les meilleures offres du march\u00e9.<\/p><\/blockquote>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Notre mod\u00e8le de lettre de d\u00e9claration de dommage mat\u00e9riel Vous avez, sans le faire expr\u00e8s, caus\u00e9 un dommage mat\u00e9riel \u00e0 un tiers ? Comment obtenir une indemnisation par son assurance ? Que doit contenir la lettre de d\u00e9claration d&rsquo;objet cass\u00e9 \u00e0 envoyer \u00e0 votre assurance habitation ? R\u00e9ponses ! Lettre de d\u00e9claration de sinistre mat\u00e9riel\u2026<\/p>\n","protected":false},"author":86,"featured_media":0,"parent":163986,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[576],"class_list":["post-164009","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lettre de d\u00e9claration de dommage mat\u00e9riel : mod\u00e8le \u00e0 t\u00e9l\u00e9charger<\/title>\n<meta name=\"description\" content=\"Lettre de d\u00e9claration de dommage caus\u00e9 \u00e0 autrui \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d&#039;experts pour obtenir r\u00e9paration.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-habitation\/modele\/declaration-dommage-materiel\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lettre de d\u00e9claration de dommage mat\u00e9riel : mod\u00e8le \u00e0 t\u00e9l\u00e9charger\" \/>\n<meta property=\"og:description\" content=\"Lettre de d\u00e9claration de dommage caus\u00e9 \u00e0 autrui \u00e0 t\u00e9l\u00e9charger - 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