{"id":164148,"date":"2021-08-06T01:21:41","date_gmt":"2021-08-05T23:21:41","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/?page_id=164148"},"modified":"2026-02-02T16:28:12","modified_gmt":"2026-02-02T15:28:12","slug":"declaration-catastrophe-naturelle","status":"publish","type":"page","link":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-habitation\/modele\/declaration-catastrophe-naturelle","title":{"rendered":"Assurance habitation &#8211; D\u00e9claration catastrophe naturelle"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Catastrophe naturelle, quelle lettre envoyer \u00e0 son assurance ? <\/h1>\n\n\n\n<p><strong>Vous avez subi des d\u00e9g\u00e2ts apr\u00e8s des intemp\u00e9ries reconnus comme catastrophe naturelle par le gouvernement ? Voici notre mod\u00e8le de lettre \u00e0 t\u00e9l\u00e9charger pour pr\u00e9venir votre assurance habitation et demander une indemnisation suite \u00e0 cette catastrophe naturelle. <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Notre mod\u00e8le de d\u00e9claration \u00e0 l&rsquo;assurance suite \u00e0 une catastrophe naturelle <\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/declaration-sinistre-assurance-habitation-indemnisation-catastrophe-naturelle.docx\"><img loading=\"lazy\" decoding=\"async\" width=\"309\" height=\"446\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-declaration-catastrophe-naturelle.jpg\" alt=\"modele lettre declaration catastrophe naturelle\" class=\"wp-image-164149\" srcset=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-declaration-catastrophe-naturelle.jpg 309w, https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-declaration-catastrophe-naturelle-208x300.jpg 208w\" sizes=\"auto, (max-width: 309px) 100vw, 309px\" \/><\/a><\/figure><\/div>\n\n\n\n<ul class=\"is-style-arrow-right wp-block-list\"><li><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/declaration-sinistre-assurance-habitation-indemnisation-catastrophe-naturelle.docx\">T\u00e9l\u00e9charger notre mod\u00e8le de d\u00e9claration \u00e0 l&rsquo;assurance suite \u00e0 une catastrophe naturelle<\/a><\/li><\/ul>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Quels documents joindre \u00e0 votre d\u00e9claration de catastrophe naturelle ? <\/h2>\n\n\n\n<p><strong>Que vous ayez subi une s\u00e9cheresse, des ph\u00e9nom\u00e8nes d&rsquo;inondation, <\/strong>un tremblement de terre ou encore un glissement de terrain, vous pouvez \u00eatre indemnis\u00e9 des d\u00e9g\u00e2ts par votre assurance habitation. <\/p>\n\n\n\n<p><strong>En effet, selon les garanties pr\u00e9sentes dans votre assurance MRH,<\/strong> vous pouvez b\u00e9n\u00e9ficier d&rsquo;une prise en charge suite aux <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/sinistre\">sinistres li\u00e9s \u00e0 votre logement<\/a>. Dans ce cas, il vous faudra pr\u00e9venir votre assureur dans un d\u00e9lai de 10 jours maximum suite \u00e0 la d\u00e9claration minist\u00e9rielle reconnaissant la catastrophe comme naturelle. <\/p>\n\n\n\n<p><strong>Pour obtenir r\u00e9paration des dommages li\u00e9s \u00e0 cette catastrophe naturelle,<\/strong> vous devrez envoyer par courrier recommand\u00e9 \u00e0 votre assureur les \u00e9l\u00e9ments suivants : <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>une lettre de demande d&rsquo;indemnisation suite \u00e0 une catastrophe naturelle comme nous vous proposons de t\u00e9l\u00e9charger ci-dessus ;<\/li><li>des photographies des dommages ;<\/li><li>des factures d&rsquo;achat des biens endommag\u00e9s ;<\/li><li>un \u00e9ventuel rapport d&rsquo;expertise avec le constat des d\u00e9g\u00e2ts si vous en avez un en votre possession;<\/li><li>tout \u00e9l\u00e9ment vous paraissant utile \u00e0 la prise en charge des sinistres. <\/li><\/ul>\n\n\n\n<p><strong>Vous n&rsquo;\u00eates pas couvert par cette garantie ? Peu co\u00fbteuse car plut\u00f4t \u00e9pisodique, elle offre pourtant un grand secours dans ce type de situation, g\u00e9n\u00e9ralement \u00e9prouvante.<\/strong> Si vous h\u00e9sitez \u00e0 changer d&rsquo;assurance habitation, nous vous conseillons notre comparateur d&rsquo;assurance habitation. En queqlues clics, vous aurez acc\u00e8s aux meilleures offres du march\u00e9 et pourrez comparer les offres avec votre couverture actuelle. Vous pourriez avoir de bonnes surprises ! <\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Les meilleures assurances multirisque habitation en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Comparateur assurance habitation<\/span><\/a><\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Catastrophe naturelle, quelle lettre envoyer \u00e0 son assurance ? Vous avez subi des d\u00e9g\u00e2ts apr\u00e8s des intemp\u00e9ries reconnus comme catastrophe naturelle par le gouvernement ? Voici notre mod\u00e8le de lettre \u00e0 t\u00e9l\u00e9charger pour pr\u00e9venir votre assurance habitation et demander une indemnisation suite \u00e0 cette catastrophe naturelle. Notre mod\u00e8le de d\u00e9claration \u00e0 l&rsquo;assurance suite \u00e0 une\u2026<\/p>\n","protected":false},"author":86,"featured_media":0,"parent":163986,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[576],"class_list":["post-164148","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mod\u00e8le de d\u00e9claration \u00e0 l&#039;assurance suite \u00e0 une catastrophe naturelle<\/title>\n<meta name=\"description\" content=\"Notre lettre \u00e0 envoyer \u00e0 votre assurance en cas de d\u00e9g\u00e2ts suite \u00e0 une catastrophe naturelle. Mod\u00e8le gratuit \u00e0 t\u00e9l\u00e9charger. 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