{"id":196769,"date":"2023-09-05T21:10:18","date_gmt":"2023-09-05T19:10:18","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/?page_id=196769"},"modified":"2026-02-02T15:44:17","modified_gmt":"2026-02-02T14:44:17","slug":"modele-declaration-sinistre","status":"publish","type":"page","link":"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-dommages-ouvrage\/modele-declaration-sinistre","title":{"rendered":"Dommages ouvrage &#8211; Mod\u00e8le de d\u00e9claration de sinistre"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Mod\u00e8le de d\u00e9claration d\u2019un sinistre dommages ouvrage<\/h1>\n\n\n\n<p><strong>Afin d\u2019effectuer une d\u00e9claration de sinistre dommages ouvrage, il est obligatoire d\u2019envoyer une lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception \u00e0 son assureur. Que doit contenir la d\u00e9claration ? Existe-t-il un mod\u00e8le de lettre de d\u00e9claration de sinistre dommages ouvrage ? Qu\u2019en est-il du d\u00e9lai pour obtenir r\u00e9paration ? T\u00e9l\u00e9chargez gratuitement notre mod\u00e8le de lettre de d\u00e9claration de sinistre dommages ouvrage !&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Mod\u00e8le de lettre de d\u00e9claration de sinistre dommages ouvrage \u00e0 t\u00e9l\u00e9charger<\/strong><\/h2>\n\n\n\n<p>Voici notre mod\u00e8le de lettre de d\u00e9claration de sinistre dommages ouvrage disponible gratuitement au t\u00e9l\u00e9chargement. Il ne vous reste plus qu\u2019\u00e0 la compl\u00e9ter avec vos informations personnelles, et vous pourrez l\u2019envoyer \u00e0 votre assureur.&nbsp;<\/p>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2023\/08\/Doc-Mode\u0300le-de-de\u0301claration-dun-sinistre-dommage-ouvrage.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">T\u00e9l\u00e9charger le mod\u00e8le de lettre de d\u00e9claration de sinistre dommages ouvrage<\/a> :<\/strong> <\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2023\/08\/Doc-Mode\u0300le-de-de\u0301claration-dun-sinistre-dommage-ouvrage.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/09\/telecharger-lettre-500x500.jpg\" alt=\"telecharger lettre\" class=\"wp-image-73864\" width=\"123\" height=\"123\"\/><\/a><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Comment d\u00e9clarer un sinistre dommage ouvrage ?<\/strong><\/h2>\n\n\n\n<p><strong>Pour d\u00e9clarer un sinistre dommages ouvrage, l\u2019assur\u00e9 doit envoyer sa d\u00e9claration de sinistre \u00e0 son assureur par lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception<\/strong>, dans les meilleurs d\u00e9lais. Il est \u00e9galement possible d\u2019effectuer une remise en mains propres contre r\u00e9c\u00e9piss\u00e9.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-mars-information icon-info\"><i class=\"icon\"><\/i><p>L\u2019assur\u00e9 a ainsi l\u2019obligation de respecter les termes de <a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000036754214\">l\u2019an<\/a><a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/article_lc\/LEGIARTI000036754214\" target=\"_blank\" rel=\"noreferrer noopener\">nexe II de l\u2019article A243-1 du Code des Assurances<\/a>.\u00a0<\/p><\/div>\n\n\n\n<div style=\"height:14px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>L\u2019assur\u00e9 doit \u00e9galement respecter les d\u00e9lais de d\u00e9claration mentionn\u00e9s dans son contrat d\u2019assurance.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-mars-information icon-warning\"><i class=\"icon\"><\/i><p>Le d\u00e9lai de d\u00e9claration fix\u00e9 par l\u2019assureur ne peut \u00eatre inf\u00e9rieur \u00e0 5 jours ouvr\u00e9s !\u00a0<\/p><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sinistre dommages ouvrage : quel d\u00e9lai pour obtenir le paiement des r\u00e9parations ?<\/strong><\/h2>\n\n\n\n<p>Suite \u00e0 une d\u00e9claration de sinistre dommages ouvrage, l\u2019assureur doit pr\u00e9senter une offre d&rsquo;indemnit\u00e9 dans un <strong>d\u00e9lai maximal de 90 jours calendaires<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-mars-information icon-check\"><i class=\"icon\"><\/i><p>Les jours calendaires correspondent \u00e0 la totalit\u00e9 des jours du calendrier de l&rsquo;ann\u00e9e civile, du 1er janvier au 31 d\u00e9cembre (y compris les jours f\u00e9ri\u00e9s ou ch\u00f4m\u00e9s).<\/p><\/div>\n\n\n\n<p><strong>Attention : pour les sinistres \u00e9valu\u00e9s \u00e0 moins de 1 800 \u20ac, <\/strong>l\u2019assureur dispose d\u2019un d\u00e9lai de 15 jours calendaires pour formuler sa proposition d\u2019indemnisation.<\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Les meilleures assurances dommages ouvrage en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-dommages-ouvrage\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Je compare 8 dommages ouvrage<\/span><\/a><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mod\u00e8le de d\u00e9claration d\u2019un sinistre dommages ouvrage Afin d\u2019effectuer une d\u00e9claration de sinistre dommages ouvrage, il est obligatoire d\u2019envoyer une lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception \u00e0 son assureur. Que doit contenir la d\u00e9claration ? Existe-t-il un mod\u00e8le de lettre de d\u00e9claration de sinistre dommages ouvrage ? Qu\u2019en est-il du d\u00e9lai pour obtenir r\u00e9paration ?\u2026<\/p>\n","protected":false},"author":86,"featured_media":0,"parent":41055,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[609],"class_list":["post-196769","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mod\u00e8le de d\u00e9claration d\u2019un sinistre dommages ouvrage<\/title>\n<meta name=\"description\" content=\"Un sinistre dommages ouvrage doit \u00eatre d\u00e9clar\u00e9 \u00e0 l\u2019assureur d\u00e8s qu\u2019il est constat\u00e9. Notre mod\u00e8le \u00e0 t\u00e9l\u00e9charger de d\u00e9claration de sinistre.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide.reassurez-moi.fr\/guide\/assurance-dommages-ouvrage\/modele-declaration-sinistre\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mod\u00e8le de d\u00e9claration d\u2019un sinistre dommages ouvrage\" \/>\n<meta property=\"og:description\" content=\"Un sinistre dommages ouvrage doit \u00eatre d\u00e9clar\u00e9 \u00e0 l\u2019assureur d\u00e8s qu\u2019il est constat\u00e9. 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